Your Personal CFO—Built for You

Your AI helps you build smart money habits that actually stick. Track your money, hit your goals, and build the future you want.

$0
Monthly Income
$0
Saved This Month
0%
Savings Rate

Your Money This Month

Here's what's happening right now

$0
Income this month
$0
Saved automatically ✓
$0 / $280
Spent so far
$0
Remaining

Following the 20/10/70 Rule

20% for your future ($80) • 10% for short-term goals ($40) • 70% for living ($280)

Your Savings Goals

Track your wins and see how close you are

New Sneakers

Short-term Goal
Almost there!
$0/ $200
Progress68%
Next month if you stay on track

Just $65 to go! That's like one more paycheck. You're killing it. 🎯

Recent Activity

Automatic savings+$40
Bonus you added+$15

College Fund

Long-term Goal
$0/ $5,000
Progress6%
24 months at current rate

With 5% compound interest, you'll hit this goal 3 months earlier than expected. Your money is literally working while you sleep. 💰

Where Your Money Went

This month's spending breakdown

Spending by Category

Total spent: $140 this month

Food & Dining
$60 of $60 budgeted
21%
$60
Entertainment
$40 of $50 budgeted
14%
$40
$10 under budget
Transportation
$30 of $35 budgeted
11%
$30
$5 under budget
Clothes & Personal
$10 of $20 budgeted
4%
$10
$10 under budget

AI Insight

You're spending more on food than planned. Let's see if we can find $10/week savings here without giving up the stuff you actually like.

What Your AI Coach Noticed

Tips and wins just for you

Great Progress!

You've stayed under budget for 3 weeks straight. That's wealth-building discipline!

So Close to Your Goal!

You're $65 away from your sneakers goal. That's just one more paycheck. You're crushing this!

Savings Tip

Your food spending is higher than planned. What if we found $10/week savings without giving up what you love?

Your Money is Working!

With compound interest at 5%, your college fund will actually hit the goal 3 months earlier. Your money is working while you sleep.

5-Week Savings Streak!

You've maintained your savings goals for 5 weeks. You're not behind—you're building!

Your AI CFO is here 24/7

Have a question about your budget? Want tips on saving more? Just ask! I'm here to help you figure things out and make your money work for you.

Budget Strategy Explorer

Try different strategies and see what they could mean for your future

1

Start with Your Monthly Income

How much money do you bring home each month?

$400
2

Pick Your Budget Strategy

How will you split your $400?

70%
10%
20%
$280
Needs
Rent, food, bills
$40
Wants
Fun & hobbies
$80
Savings
Future goals
3

Watch Your Savings Grow

See what happens when you save $80/month

5 years
You Save
$4,800
$80/mo × 60 months
Interest Earned
$663
Free money at 5% return
Total Future Value
$5,463
That's your $4,800 + $663 in compound interest
Try increasing your savings rate or time horizon to see compound interest really accelerate your wealth!